Published by: GSM Association

This paper provides an overview of the GSMA’s MMT programme, and defines the role of the various players in the value chain. In particular, it aims to highlight the leading role of the operator community and the potential for MMT
to help catalyse growth of broader m-banking and m-commerce services.

By partnering with operators, vendors, local governments and other organisations in the financial services sector, the MMT programme is at the forefront of global developments in the mobile money value chain and further enhances the role of GSM technology in bridging the digital divide and expanding the portfolio of services offered across mobile networks to millions of
people across the globe.