http://www.ratio-magazine.com/201001181661/Corporate-Press-Releases/Kenya-Press-Releases-Equity-Bank-and-Safaricom-Launch-M-PESA-Collaboration.html

Safaricom and Equity Bank sign agreement to enable ATM withdrawals by M-PESA users. The user will input a code into their M-PESA menu and be given a one time code which they can use at any of the 550 ATMs Equity Bank manages. This means M-PESA users don’t need a bank card to access funds through the ATM. I wonder what the ATM usage fee will be though.