Microsoft is working on payments and a wallet for its Windows 10 platform, revealed Joe Belfiore, VP of the company’s operating systems group.

Belfiore was speaking in a joint interview with The Verge and Recode.

Microsoft has had a wallet in its OS since Windows Phone 8, but no payments capability. Rivals Apple and Google both offer the ability for users to make payments online and at the point-of-sale within their operating systems.

“Windows is going to have a wallet concept. You’ve seen it on phones before. We’re going to continue to iterate it,” said Belfiore. “We’re going to think about the range of payment scenarios.”

Any new payments capability in Windows 10 will likely utilise Windows Hello, the company’s new facial recognition technology for verification. Biometrics is becoming increasingly popular for authenticating transactions.

“[Mobile payments] is just one of these things that is a massive network of complexity,” noted Belfiore.

“I think the biggest challenge is, ‘What effect will cause enough of the right things to align that you’ll get a good experience with all the places that you want it to happen in?’ And that’s kind of a world problem,” he added.