Barclays is the UK’s first bank to introduce an in-house contactless payment service for credit and debit cardholders with Android smartphones.
The bank previously announced its intention to add the HCE-based payment feature to its existing banking app, and said it would be introduced in June.
To date, Barclays has declined to support Google’s Android Pay, preferring to push its in-house Contactless Mobile service to account holders.
The feature supports payments on compatible devices up to £100. If a payment is under £30 (the current contactless limit in the UK), payment will be taken instantly, but if it’s between £30 and £100 the user must enter a PIN before making payment.
The service requires Android, NFC-enabled smartphones running version 4.4.2 KitKat or above, and allows customers to link Visa Barclaycards as well as the bank’s debit cards.
Engadget pointed out one drawback to the Barclays service. Once payments are set up, it will display a permanent notification on the lock screen that reads: “You can make contactless mobile payments”. Barclays said this is a reminder that the payment service is enabled. The only way to remove it is to hide lock screen notifications, but that means hiding all the notifications.