NFC (Near Field Communication) is a short-range wireless communication standard that bundles a contactless chip with a contactless reader inside the mobile device. With NFC technology, consumers can simply wave or tap their phone within a few inches of a reader to transfer information to their mobile phone or to complete a mobile payment or transaction. Designedto make life much easier for the end-user, provisioning NFC will require the carrier to send sensitive and confidential information to the mobile subscriber’s handset.  While a few methods exist to provisionNFC, CellTrust believes SMS is the optimal choice because it uses the mobile communications control channel, which is separate from voice and data and operates regardless of the voice or data being used. The control channel has high resiliency, low bandwidth requirements and was designed for carriers to send specific commands and instructions to the handset via SMS. It is important to note that standard SMS is not secureand can be spoofed.  Provisioning NFC with CellTrust’s SecureSMS APIs addresses spoofing with a fully authenticated, government-grade, highly encrypted, tamper-proof process, which also enables message sizes up to 5,000 characters."At Juniper Research we forecast that 1 in 6 subscribers globally will have NFC phones by 2014," said Howard Wilcox, Senior Analyst, Juniper Research."NFC is all about ease and convenience for users although the first question from users usually relates to security. This announcement by CellTrust is an important development to quell peoples’ security concerns and enable the rollout of NFC enabled mobile wallets."NFC hasthe potential to be a significant, pervasive technology, but the lack of NFC chips in existing handsets and security concerns have held the industry back from wide-scale integration of mobile payments on NFC-equipped devices. CellTrust’s NFC solution could be a key driver in finally bringing mobile payments to NFC devices and unlocking the marketpotential for this technology.CellTrust’sSecureSMS NFC APIs use Short Message Service Center (SMSC) and allow carriers to use their existing investment in SMS infrastructure while provisioning NFC, therefore a new NFC platform is not required. Carrierscan easily integrate with the SecureSMS APIs and send secure commands and instructions to the handset to provision NFC with all types of transactions, including adding and deleting credit cards. CellTrust’s technology addresses the security gaps that exist with basic SMS, pavingthe way for NFC-enabled mobile devices to be securely used as an "electronic wallet."  SecureSMSalso gives mobile network operators an added level of security for OTA (Over-The-Air) configuration and provisioning of mobile devices comparedto today’s standard SMS infrastructure, which is not tamper proof and can be spoofed."CellTrust’s SecureSMS NFC solution will make it easy for carriers and banks to implement and integrate NFC," said Sean Moshir,Chairman and CEO of CellTrust. "We believe the cost savings for mobile operators will be substantial, since they will be utilizing their existing SMSC infrastructure."CellTrust’s SecureSMS Appliance is the first global enterprise appliance to offer secure SMS communicationfor handset to handset and enterprise applications to handsets with highly encrypted end-to-end security in compliance with HIPAA, FISMA, and Sarbanes-Oxley, ensuring that information is kept private and only delivered to the intended recipient. CellTrust’s award winning SecureSMS™ Appliance and Gateway reaches 200+ countries and over 800 carriers.  CellTrustSecureSMS™ Appliance was named winner of many industry awards by CTIA, Mobile Marketing Association, RCR Magazine, MobileTrax, and more.About CellTrust CorporationCellTrust is a leading provider of secure mobile messaging and applications. CellTrust’s patentpending SecureSMS Gateway™ featuring the SecureSMS™ Applianceand a suite of mobile applications provide advanced secure mobile messaging and information management across 200+ countries and over 800 carriers.  CellTrust ensures the secure and trusted exchange of information on mobile devices to the financial services, healthcare, government, education, energy, information technology, marketing, and travel, among other global industries. For more information about CellTrust’s Global, African, North American and Australian operations:

Read more: http://mobile-financial.com/node/12024