Belgium’s mobile operators have joined forces with the country’s financial sector with the aim of introducing SMS and NFC based mobile payments by the end of 2011, reports NFC World. “The goal is to make a mobile phone electronic wallet that consumers can easily use to make payments for small amounts (up to EUR25),” say the country’s three operators — Belgacom, Mobistar and Base (KPN). “The technology used will be that of SMS technology and NFC contactless.”