As Western Union’s Senior Vice President and global head of electronic channels, Khalid Fellahi is responsible for the company’s global strategy and operations for electronic methods for sending money, including Account-Based Money Transfer, www.westernunion.com and Mobile Money Transfer.

With Mobile Money Transfer, consumers can send money to or from a mobile “wallet,” or account tied to a mobile phone. Western Union currently offers this service with Globe Telecom and Smart Communications in the Philippines, Maxis in Malaysia, EnStream in Canada and Safaricom M-PESA in Kenya.

Leave your question for Khalid now and he will answer it 3.30pm GMT Thursday the 27th of January.